Layaway Season Has Begun
Do you take advantage of layaway offers in order to nab goodies for the holidays while they are on sale? While I've personally never used layaway, I know many people who have and I find it so interesting. I can see the convenience of this option, especially when you have a large family to shop for or you need to make a new purchase when your old TV bites the dust, but I never realized that it was such a heavy phenomenon.